I have no idea why people not running businesses use banks when credit unions are right there and so much friendlier towards their members.
My credit union pays me back when I use an out of network ATM and get charged a fee, for instance. I assume there is some limit on it but I have never hit it.
I agree with you, but discussions with someone who preferred a bank ended with them having the opinion that their bank got them better interest rates on loans, waived fees for things like wire transfers, and perks of some nature.
I have no idea why people not running businesses use banks when credit unions are right there and so much friendlier towards their members.
My credit union pays me back when I use an out of network ATM and get charged a fee, for instance. I assume there is some limit on it but I have never hit it.
I agree with you, but discussions with someone who preferred a bank ended with them having the opinion that their bank got them better interest rates on loans, waived fees for things like wire transfers, and perks of some nature.
I was unconvinced.