• current@lemmy.ml
    link
    fedilink
    English
    arrow-up
    8
    ·
    edit-2
    8 months ago

    Retirement being supported through taxes rather than individuals choosing to save would be far better. It’s wealth based so people who can afford to save for retirement are already doing it by default, and people who make an egregious amount of money are taxed so those who can’t afford to save for retirement aren’t left to rot.

    Same concept as other social services, really. Having the means for basic survival should be guaranteed by society, especially for people who can’t support themselves.

    • Cryophilia@lemmy.world
      link
      fedilink
      English
      arrow-up
      3
      arrow-down
      9
      ·
      8 months ago

      Fair, but I think there should be a personal responsibility component. Not as big as it is now, but some.

      Like, UBI, I agree sounds like a good idea. But also if people want a better retirement than the bare minimum, they should save more during their working days.

      • Cypher@lemmy.world
        link
        fedilink
        English
        arrow-up
        5
        ·
        8 months ago

        Are you wealthy? Like really, really wealthy?

        Im talking multiple properties owned and owning a successful business kind of wealthy.

        If not the “personal responsibility” phrase was invented to dupe people just like you.

        What part of letting the elderly rot, starve and suffer because they didn’t make the “right” choices sounds good and moral to you?

        • Cryophilia@lemmy.world
          link
          fedilink
          English
          arrow-up
          1
          ·
          8 months ago

          I said a component, not the whole thing. Right now there’s waaaay too much “personal responsibility”. I’ve already said I’m in favor of universal basic income. I just think people also need some incentive to save. Or to increase earnings.