• RememberTheApollo_@lemmy.world
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    5 months ago

    Don’t bother unless you know you’re going to need a loan. You’re paying a % interest to kiss the credit monitoring companies’ ass. I mean, don’t sabotage your credit, but if you know you are going to apply for a loan or something affected by your credit score, fine, bump it up with whatever works. We pay ours off monthly, score be damned.