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Set Empathy to 0 when creating the character if possible. Not a popular thing to do, but sets you up for success. Not great for co-op play though
There’s a lot of people who claim they’ve figured out a “passive money” hack but they’re either lying or their method is highly unethical…
I’ve figured out a way to make passive money that is both ethical and has been granting me ~$10 a day for years.