It depends what the refs and VAR decide, not which team plays the best football this season. The margins are so fine between City, Arsenal, and Liverpool this year, I feel like this is the first year where wrong referring decisions could lead to the title going to the wrong club.
Imagine City finish 1 point ahead of Liverpool. Liverpool will be rightly aggrieved against the referring in the Tottenham v Liverpool game
From the 10 million i’d get a loan for another 6 million and play 4 midfielders - Ozil, Fabregas, Rice, Cazorla. I think those 4 on the pitch would be unstoppable. I’d easily pay back the 6 million loan back at the end of the season after winning the treble.