Chase absolutely charges you for using a non-network ATM. I have a friend that has Chase for their bank and will not withdraw from a non-chase ATM even if the ATM has no fees because Chase will just charge him after the fact.
Makes me wonder why he still bothers keeping Chase.
I have no idea why people not running businesses use banks when credit unions are right there and so much friendlier towards their members.
My credit union pays me back when I use an out of network ATM and get charged a fee, for instance. I assume there is some limit on it but I have never hit it.
I agree with you, but discussions with someone who preferred a bank ended with them having the opinion that their bank got them better interest rates on loans, waived fees for things like wire transfers, and perks of some nature.
Chase absolutely charges you for using a non-network ATM. I have a friend that has Chase for their bank and will not withdraw from a non-chase ATM even if the ATM has no fees because Chase will just charge him after the fact.
Makes me wonder why he still bothers keeping Chase.
Same here. I have a bank that charged their own fee in addition to whatever the ATm owner charges, so any withdrawal ends up being $8-10.
I have no idea why people not running businesses use banks when credit unions are right there and so much friendlier towards their members.
My credit union pays me back when I use an out of network ATM and get charged a fee, for instance. I assume there is some limit on it but I have never hit it.
I agree with you, but discussions with someone who preferred a bank ended with them having the opinion that their bank got them better interest rates on loans, waived fees for things like wire transfers, and perks of some nature.
I was unconvinced.