I actually beat cancer. If they suddenly find a cure for cancer now I am going to be so fucking happy! This comment is about student loans…and fuck cancer.
I hope they find a cure because even if you beat cancer, it can still come back.
I spent five figures paying mine off two years ago.
Still 100% support my tax dollars paying for people’s college. In fact, I’d love that instead of the nine wars my tax dollars are paying for instead.
The problem is colleges just will keep charging more because they know people will just keep getting them knowing the gov will cover it eventually. The fix isn’t to have the gov. Cover some loans, it should be to stop letting colleges be run like a private sector.
I’d settle for interest free loans tbh…
And then do it for personal homes, too.
I’d settle for universal housing. And universal education. And universal healthcare.
I don’t understand why you need all of that. Let’s say we agree, next you’ll say people deserve clean water and steer the world away from climate disaster and genocide. You <insert group name> want it all!
The Australian model is also interesting. After your degree you pay a certain percentage of your income to your university for a decade or so. But only if you earn more than the average person.
This means a university gets more money when their students gets good job.
Other points about the Australian system:
- The cost of the university course is subsidised by the government. The government pays the majority of the cost, usually around 70-80%. For example, a Bachelor of Computer Science degree at the university I went to (Swinburne) is currently AU$9k/year (~US$5.8k) subsidised vs AU$39k/year (~US$25.4k) full price.
- The loans for the amount you have to pay are through the government and are interest free. They’re indexed for inflation once per year, but this is a much lower increase compared to interest from a bank loan.
- You only have to pay it off once you earn over $51k/year, like you said. Repayments start at 1% of income and are paid as part of your income tax return.
- They used to have a program where if you paid $500 or more of the loan upfront, you’d get a 10% discount (so e.g. if you paid $500, it’d reduce your loan balance by $550).
Note that this system only applies to citizens and permanent residents. International students still have to pay the full price. Having said that, Australian universities frequently advertise at college fairs in the USA, as even at the full price plus flights plus accomodation, studying in Australia can still end up cheaper than the USA, and Americans love Australia 🙂
I don’t get it
Edit:
Ok thanks I get it now.
People with student loans are mad there are loan forgiveness programs.
“I paid off all of my student loans myself, it’s not fair for the government just forgive loans from other people!”
In the US it’s common for people to say that they shouldn’t cancel student loan debts because it would be unfair to people who have already paid theirs back.
People who have paid off their student loans are allegedly opposed to the government forgiving student loans for people that are financially burdened by them.
I worked my ass off to pay off my student loans, and I wish it upon no one. It didn’t teach me shit except fuck capitalism. School should be socialized and free. And fuck cancer!
I’m still paying off loans and will be for the next 8 years. I’m ineligible for forgiveness now because I consolidated with a private lender. I hope everyone gets their debt wiped, even if I can’t. Education should be free to begin with.
A common “reason” for why student loans shouldn’t be paid off by the government is that it would be unfair to everyone who has already paid off their student loans.
Government gives money to tobacco industry: “what? They’re too big to fail.”
From the school of “I suffered through [x], so therefore everyone else should suffer, too, even if they don’t need to.”
There’s always going to be a cutoff point where someone has it harder or easier than those that came before. That’s just life. As long as the change wasn’t malicious, just feel good (or whatever is appropriate) for those that benefit from it.
I work in a highly contract-controlled industry, and when things improve there’s always a segment of the group that might be close to retirement or something and gets all pissed that they didn’t won’t realize the benefits of a change that will apply mostly to those that will have longer under the change. They’re the same ones that bitch that new employees didn’t suffer under whatever crappy work rules that might have existed before, too.
So yeah…people that paid off their loans, or guys that I work with that paid for some/all of their kid’s college, bitch about people catching a break on their loans. STFU and be happy that someone else caught a break.
Beating cancer builds character!
This also needs to go into the cancer he beat is dramaticly easier to overcome than cancer in the future.
“What do you mean? Just get a part time job. I waited tables and paid my way through college.”
“How much was your tuition?”
“$500 a semester. Why? How much is yours?”
“$19,000 a semester”
Yes exactly. They just don’t get it.
Can someone tell me what this comic is about?
IDK. Some cringe-lord wants free stuff and wants your taxes to pay for it. Something about cancer.
Where does the forgiveness come from? After paying for my education I now pay a bunch of taxes, I assume that’s what is paying for their education? So the cartoon should say, I just fought and beat cancer and now I need to go work on a cute. “They” cutting cancer is not the same.
This comic is based on pretty childish thinking. Repaying student loans isn’t a cure. It’s making everyone else pay the price (either through inflation, through rising education costs, or through direct tax later).
Second, cancer isn’t a choice–student loans are.
More accurately would be: I’m going to be so upset if I have to suffer even a little again to help everyone else make up for their bad decisions.
Well this is a poor taste take on a common sense issue .
You might be taking it too literally. It’s a joke because the take is bad, on purpose. The entire point is people unironically have this position on student loans when it’s obviously fucking stupid to have that opinion on anything.
US student finance is for sure broken. I really hate comparing biological ills to social, though. Nobody graduates high school and says “I’m going to go sign up for cancer”. Nobody says “well, if I knew cancer was going to be cured, I would have got it instead of being a plumber!” This metaphor is breaking down rapidly.
Nobody graduates high school and says “I’m going to go sign up for cancer”.
Maybe not in a literal sense, but there are plenty of people who apply for jobs which pose inherent danger to health, including increased risks of cancers, because they need the money.
No one signs up for college to take on all that student debt just because they enjoy it, it’s seen as an investment in better job prospects to have a degree similar to how more dangerous jobs pay more. You’ve got physical danger and financial danger to consider based on your choice. Sometimes both.
This analogy doesn’t really work though. Most people don’t willingly receive cancer. I think the thought process is you chose to borrow that money now it’s your responsibility to pay it back. If you worked an entire year to pay off your student loan debt and another person doesn’t work and their loans are paid off, you worked an entire year for free. Essentially slave labor. Anyone would be grateful when someone beats cancer but watching everyone around you get free handouts while you did what you are supposed to, I can see why people aren’t a fan of the idea. I paid off my student loans during COVID and I never expected any money back but I’d be lying if I said getting that money back now would not be extremely helpful in my life. I’m grateful that people are getting their loans forgiven. College shouldn’t cost remotely what it does.
When it’s the only option for an education I would say willingly is a bit strong of a word.
